Secure Your
Future.

Smart, voluntary coverage solutions to meticulously protect your health, your income, and your family's financial well-being.

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Premium Coverages.

Detailed breakdowns of the plans available for your protection.

Accident Insurance

At a glance

Cash Benefits for Unexpected Accidents

Pays you cash directly to help cover out-of-pocket expenses when the unexpected strikes.

Type of Care Amount
Ambulance Ground/Air $750 / $1,500
Emergency Room $250
Hospital Admission Non-ICU / ICU $1,000 / $2,000
Health Screening $75 /year
Coverage Level Rates (Semi-Monthly)
Employee $3.95
Employee + Spouse $6.25
Employee + Child(ren) $6.60
Family $9.94
Description of benefits

Cancer Insurance

At a glance

Care That Covers the Journey

Helps protect City of El Paso employees from the financial impact of cancer and 29 specified diseases with cash benefits that can be used however you wish.

Benefit Type Amount
Initial Diagnosis $4,000
Radiation/Chemo $10,000 /year
Surgery (max) $3,000
Wellness Benefit $50 /year
Coverage Level Rates (Semi-Monthly)
Employee $16.72
Employee + Spouse $37.11
Employee + Child(ren) $18.19
Family $38.08
Description of benefits

Hospital Indemnity

At a glance

When hospitalizations occur, a sophisticated safeguard to cover out-of-pocket costs your medical plan may not.

Benefit Type Low Plan High Plan
Hospital Admission $750 $1,500
ICU Admission $750 $1,500
Confined (Daily) $100 $200
ICU Confined $100 $200
Health Screening $50 $50
Coverage Level (Semi-Monthly) Low Plan High Plan
Employee $4.18 $7.27
Employee + Spouse $9.81 $17.35
Employee + Child(ren) $7.67 $13.10
Family $13.30 $23.19
Description of benefits

Critical Illness

At a glance

A generous cash benefit paid directly to you upon diagnosis of a covered illness such as heart attack, stroke, or cancer.

Benefit Type $15k Plan $30k Plan
Cancer Invasive 100% 100%
Non Invasive 50% 50%
Heart Attack / Stroke 100% 100%
Wellness $50 $50
Rates are based on your (the employee’s) current age but will increase as you move into a higher age-band.
Description of benefits